Opportunity to create housing on Places of Worship land
The City of Waterloo’s Planning Division is initiating an amendment to the City’s Zoning By-law 2018-050 to provide flexibility in how land is used in future. Through this City-led zoning by-law amendment, 14 Places of Worship are proposed to be rezoned from Residential One (R1) or Residential Four (R4) to Residential Mixed Use - 20 to permit multi-unit residential buildings such as six-storey apartment buildings and stacked townhouses if the property owner chooses to do so.
Freestanding places of worship will continue to be permitted on these properties. The City is creating an opportunity, not obligation, by re-zoning church properties to support housing development.
This amendment is a part of the Housing Accelerator Fund Initiative 9.
Locally, there have been a number of places of worship that have undergone redevelopment of their lands (in part or in whole) to renew aging worship spaces and create new housing and community spaces. Some projects have redesigned existing buildings, used parking areas or resulted in newly constructed places of worship in conjunction with new housing.
The amendment also seeks to authorize additional community uses within places of worship which will enable "third spaces" to co-locate on the lands if desired. Third spaces are informal, accessible community gathering spots distinct from home ("first place") and work ("second place"). Third spaces may help congregations diversify their sources of income while maintaining worship and community activities.
The properties under consideration for the amendment include: (updated July 4 2026)
| Place of Worship name | Address | Current zoning | Current Official Planning designation | Size of property |
|---|---|---|---|---|
|
Messiah Lutheran Church |
700 Glen Forrest Blvd. |
R1 | Low Rise Residential | 0.57 Ha, 1.4 acres |
|
Trinity Evangelical Missionary Church |
330 Conservation Dr. |
R4 | Low Rise Residential | 1.54 Ha, 3.81 acres |
|
Church Of The Holy Saviour |
33 Allen St. E. |
R4 | Low Rise Residential | 0.41 Ha, 1.01 acres |
|
Our Lady Of Lourdes Roman Catholic Church |
173 Lourdes St. |
R1 | Low Rise Residential | 0.35 Ha, 0.87 acres |
|
St. Louis Roman Catholic Church |
53 Allen St. E. |
R4 | Low Rise Residential | 0.97 Ha, 2.39 acres |
|
St. Agnes Roman Catholic Church |
75 Bluevale St. N. |
R1 | Low Rise Residential | 1.13 Ha, 2.8 acres |
|
Waterloo Christian Reformed Church |
209 Bearinger Rd. |
R1 | Low Rise Residential | 0.92 Ha, 2.28 acres |
|
Verity Community Church |
289 Lincoln Rd. |
R1 | Low Rise Residential | 0.72 Ha, 1.79 acres |
|
Parkminster United Church |
275 Erb St. E. |
R1 | Medium Rise Residential | 1.14 Ha, 2.81 acres |
|
Mount Zion Lutheran Church |
29 Westmount Rd. S. |
R1 | Medium Rise Residential | 0.9 Ha, 2.22 acres |
|
Waterloo Mennonite Brethren Church |
245 Lexington Rd. |
R4 | Medium Rise Residential | 1.08 Ha, 2.66 acres |
|
Waterloo-Kitchener United Mennonite Church |
15 George St. |
R9 | Medium Rise Residential | 0.45 Ha, 1.1 acres |
You can provide feedback to the planning department and it will be shared with Council, or ask a question to learn more about this application. Submit feedback up until the time of the meeting and it will be shared with Council.
A summary of the information panels shared during public engagement events
The purpose of the amendment is to consider rezoning 12 Places of Worship from their current zoning of Residential One (R1) or Residential Four (R4) to a zone to permit multi-unit residential buildings.
In addition, the amendment seeks to authorize additional community uses within places of worship which will enable third spaces to co-locate on the lands if desired.
Freestanding places of worship will continue to be permitted on these properties. This Zoning By-law Amendment will provide flexibility in how land is used.
Supportive housing - Facilities with integrated services to help people experiencing or at risk of homelessness live independently
Community of social housing - Developed with public funding and owned or operated by government, non-profits or co-operatives
Below market cost rental or ownership - Private rental or owned units subsidized by the government
Private rental - Units owned by individuals or corporations charging market rents
A diverse range of housing size, price points, and tenures is needed to support a growing and changing population.
In 2025, the median rent for a vacant two-bedroom apartment was $2,033/month. A household would need to earn approximately $81,320 per year to afford this rent while spending no more than 30% of their income on housing.

A Store Clerk in your neighbourhood
Store clerks help keep local businesses operating and provide essential services to residents. Many work full-time but earn between $33,000 and $44,600 per year.
A Store Clerk in your neighbourhood could reasonably afford a maximum rent of approximately $825 to $1,115/month.

A Personal Support Worker in your neighbourhood
Personal Support Workers (PSWs) provide essential care and support to seniors and individuals with disabilities. Many earn between $39,000 and $55,000 per year. A Personal Support Worker in your neighbourhood could reasonably afford a maximum rent of approximately $975 $1,375/month.

A Registered Nurse in your neighbourhood
Registered Nurses provide critical healthcare services in hospitals, clinics, and long-term care facilities. Typical earnings range from $75,000 to $95,000 per year. A Registered Nurse in your neighbourhood could reasonably afford a maximum rent of approximately $1,875–$2,375/month.

A Teacher in your neighbourhood
Teachers educate and support children and youth while helping build strong communities. Typical earnings range from $50,000 to $105,000 per year. A Teacher in your neighbourhood could reasonably afford a maximum rent of approximately $1,250–$2,625/month.
There are both ownership and rental rate benchmarks based on market costs and income.
Thresholds when purchasing
| Unit type | Market-based threshold | Income-based threshold | Affordable housing benchmark price for 2026 |
|---|---|---|---|
| Single-detached | $972,000 | $442,000 | $442,000 |
| Semi-detached | $603,000 | $442,000 | $442,000 |
| Townhouse | $612,000 | $442,000 | $442,000 |
| Apartment | $468,000 | $442,000 | $442,000 |
Thresholds when renting
| Rental unit size | Market-based threshold | Income-based threshold | Affordable housing benchmark price for 2026 |
|---|---|---|---|
| Bachelor | $1,375 | $2,140 | $1,375 |
| 1-bedroom | $1,771 | $2,140 | $1,771 |
| 2-bedroom | $1,917 | $2,140 | $1,917 |
| 3+ bedroom | $1,991 | $2,140 | $1,991 |
Market-based threshold: 90% of the average purchase price of a resale unit in Waterloo.
Income-based threshold: A home purchase price or rental unit price that would result in total household costs not exceeding 30% of a household’s before-tax annual income at the 60th income percentile in Waterloo.
Affordable housing benchmark: The lower price value of either the market-based or income-based calculation for setting the annual affordable price point for home ownership and rental units.
These thresholds are set by the Affordable Residential Unit Bulletin released by the Province of Ontario.
There are two examples of redevelopment of places of worship in our community already.
400 Northfield Dr, Waterloo - All Saints Anglican Church
A new 12,000 square foot church was constructed on the property as well as 76 stacked townhouse units.
Before the construction in 2019
After the construction in 2026
A view of the newly built church
544 Bridgeport Rd E, Kitchener - St Paul's Lutheran Church
A 48 unit mixed-use building was built on the site with St. Paul’s Evangelical Lutheran Church and Parents for Community Living occupying the main floor. (Beyond Housing)
Before the construction in 2019
After the construction in 2026
The newly built mixed-use building
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